Everything you do next is extremely various during these two situations… “Can they remove a CCJ or indeed do just about anything legal if I’ve been making payments that are regular they could be capable.

Everything you do next is extremely various during these two situations… “Can they remove a CCJ or indeed do just about anything legal if I’ve been making payments that are regular they could be capable.

“Can they remove a CCJ or indeed do anything legal if I’ve been making regular payments” they might be capable. But they won’t normally bother if you supply an income & expenditure form and a monthly offer which looks reasonable.

Then if debt is sold on it’s a breach of contract, thus making it null and void if it is not within the terms and conditions of alledged agreement to sell on debt.

Sara (Financial Obligation Camel) says

This argument is extremely hardly ever likely to be of assist with individuals in debt. It’s standard for here to become a clause in credit (loans, bank cards etc) agreements permitting the lending company to designate his liberties.

We left great britain a couple of years ago and achieving recently examined my credit history from international, have noticed that We knew nothing about as I never received any claims forms etc that I have been landed with 2 CCJs.

One for Lending Stream (ВЈ653) one other for the car that is private company (ВЈ260). These have actually demonstrably obliterated my credit rating and although We have no immediate intends to go back to the UK, exactly what would you suggest is many sensible method of resolving this using the long term in your mind?

Sara (Financial Obligation Camel) says

Ever plan to return? Have you got other debts which you were ignoring?

We truly don’t plan to get back within the next 5 years to call home.

There’s also an Uncle Buck loan for ВЈ375 that we happens to be unpaid since 2015.

I just had a postal redirection put up for a couple of months and heard absolutely nothing regarding some of the above- Although i will be perhaps not naive adequate to think that they are going to simply disappear completely.

To be clear, my cause for emigrating wasn’t in order to avoid having to pay some of the above.

Peter Walker says

Within my company we used a company called Biffa Waste to eliminate all business waste, we chose to change on us but the paperwork was sent to our accountant and by time it had got into court we had missed although we didn’t agree with the claim, we have now got the CCJ and it runs out from the court to be paid by 9/4/20 but we have had debt collector onto us wanting now £1350 and if its not paid they will send a balif into on the 6/4/20 to collect the payment and charge another £256 on top, please this cannot be correct, your comments please from them to another supplier but they sent a severance bill for £1,105 they took a CCJ out?

Sara (Financial Obligation Camel) https://thepaydayloanstore.com/ says

may I suggest you speak with Business Debtline

A buddy of mine received a letter from bailiffs to state she owed ВЈ1500 for a financial loan she was indeed a guarantor on (she’s got never agreed this) and so they would just simply simply take assets from her property if it ended up beingn’t paid in complete by the end regarding the week, her ex had taken that loan from amigo and used all her details become guarantor and also had anyone to imagine become her regarding the phone telling them her account had been shutting also to spend it right into a different account again none of the have actually ever occurred so they really have broke their very own terms and condition of having to pay as a guarantors bank-account my friend has psychological state problems and simply would like to spend this financial obligation making it disappear but I can’t the stand by position and allow her repeat this can there be such a thing i could do in order to help this case many thanks ahead of time

Sara (Financial Obligation Camel) says

Bailiffs aren’t doing house visits in the brief minute as a result of Coronavirus. As well as once they resume, a bailiff attempting to enforce a CCJ has NO right of entry to anyone’s home.

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